Success Is Not An Accident !

WOW! What an amazing week. There are some "Ahas" that I have had that I wanted to share with you. First though, did you know that "Success is not an accident!" We are what we think !!!! This is so amazing.

I have been reading and having discussions with friends and family, and this stuff is really working. It is absolutely true. WE ARE WHAT WE THINK !!

Here's a great site on "Mastering your Mind Power". Something to get you started. Check it out HERE.

I am getting ahead of myself, there is so much too share. Let's go a little deeper. I was reading a book by Sandy Forster. "Wildly Wealthy". In there she shared a list of putting it together.

Again, these are very simple and easy to do:

• Become clear on what it is you desire.
• Write down your desire.
• Visualize your desire as already in your life.
• Feel your desire deep inside and know it's already your.
• Feel grateful it's yours.
• Confirm your order by taking action.
• Then let it go. You must detach. This is the one I was having trouble on. Then I had a "AHA" moment that I would like to share with you. I called my brother up to ask for his "option" as he is older and smarter than me. And I look up to him. Anyways, I asked, "why do you think there are more "male" millionaires, than "female" millionaires? I then said this is my thought. Most men think in compartments, one thing at a time. They do one task at a time, when that is done, they move on to the next, and so on. Women on the other hand, (for the most part) we multi-task, think about 100 things at once. Remember things that happened years ago, and dwell on them. We are nurturing and hold onto everything. Our problem is, WE DON'T LET GO OF THINGS!!!!! Or, rather, we have a hard time DETACHING. We are the caretakers so we have to make sure everything is happening and working out. It is up to us. His respond was, "Yep, that's pretty much it."

I knew this, but it was sinking in, as I was holding onto everything, thinking I needed to do it and take care of it. He then told me, I was doubly cursed, because not only was I a female, but also the way we were brought up regarding money, I had that misconception ingrained into me as well. Not only that, but I am stubborn. Well, talk about brotherly love.

Anyways, my tip for today is do the above exercise, and THEN DETACH ! Success is not an accident, we are what we think and do in our lives.

Here is another fantastic site on Feng Shui. CLICK HERE. It's always fun trying way to align yourself.

Success is not an accident: GO HERE

Multiple Streams of Income

WOW! What a wonderful day. There are Multiple Streams of Income Everywhere!

Let's do a little recap:

1) Is it hard to "Decide to Be Wealthy"? - wake up every morning and exclaim with glee " TODAY, I DECIDE TO BE WEALTHY!" feel it and believe it. Wow, how refreshing is that?

Check out Robert Allen's challenge: Click here

2) What can one do to "Take responsibility for your Money"? - just by tracking your expenses daily for 3 months is a real eye opener. Gets one thinking, "do I really NEED this? or do I just simply WANT it?

Creating Wealth & Living the Good Life: Click here

3) This is my favorite, "Keep a Portion of Everything you make" I never paid myself first, and now, as I make deposits into my special "wealth freedom account". I get excited to see it growing and growing. The funny thing is, I don't even miss this money. Before, I was just spending it on "junk".

4) Always find a way to do something on the side. Winning in the margins - find something you love to do, and make money at it. Or have a garage sale, bake sale, cut lawns, anything you enjoy doing.

Make money on the Internet: click here
Jack Canfield (Chicken Soup for the Soul Series) on The Secret: Click here

5) Giving Back is one of the greatest joys I have ever experienced. There is no greater feeling, knowing that you have been so greatly blessed. Then to give to others in need. It is the circle of life. The more you give, the more you receive. So you give more and receive more. The secret here, is to give willingly and the blessings will be poured upon you.

The Midas Method (How to get a Millionaire Mindset) GO HERE
The More you give, the More you recieve: GO HERE
Affirmations to Empower your Thoughts: Click Here

Have an absolutely wonderful day. As you discover the Millionaire Secrets, Ways to create Multiple Streams of Income, and The Law of Attraction. As they work in your life, may you prosper and create wonderful memories with those you love.

Giving back

Good morning to all. It is a wonderful day today as I share this wonderful "tip" with you.
What does "Giving Back" mean to you?

I'd like to start with a passage that I am sure many of you already know.
"Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it." Malachi 3:10

I have been so blessed in my life, that I enjoy giving back. A few years ago I have the opportunity to go with each of my parents to the country they were born in. (The Ukraine) I took two separate trips to two different parts of the Ukraine. It was a wonderful experience to see where I had come from. The way how life was over there was much different from Canada. Not so much the day to day, as I grew up without running water, and an outhouse, so that didn't really bother me.

It was the freedom I am allowed to partake in. If I want to go and buy a car, I go buy one. There, they would save and save, put an order in, then when they had the money, maybe the car was there, and maybe it wasn't.

Over here, our shelves in the grocery store or any other store, the shelves are bursting with product. There not so much.

So what does this all have to do with "Giving Back"? Everything. In a land of opportunity, why are we so stingy? Live life with Gratitude - living with a thankful heart! Remember what I mentioned a few days ago about money being like water? If water is standing, it becomes stagnate and die, (so does money). As water moves and flows, it blesses everything it touches. So with money. As you share your wealth, knowledge, skills, not only will your life expand and become richer, so does the lives of others. The circle of life. Ever here the saying, "what goes around comes around?" This is so true.

As the passage above suggests, test this law. You give, and it will come back tenfold. I can not live without this principle. This is also part of the Law of Attraction. Millionaires use this all the time. It doesn't matter if you give $1.00 or $10,000.00. Just give, give with all your heart and soul.

On motivation and inspiration check this out.

Napoleon Hill is one of my favorite authors, "Think and Grow Rich", as in the above link is very inspirational.

I truly have enjoyed "The Secret", but like everything it can be a friend or foe. I am applying the tips in my life and it is amazing. Take a look at this.

So before we carry on tomorrow, let's review the "5 Lessons"

1. Decide to be Wealthy
2. Take Responsibility for your Money
3. Keep a Portion of Everything you Earn
4. Win in the Margins
5. Give Back

Start with applying these. Until next time on The Law of Attraction. But for now, think of ways to "Tithe" 10% or give to your favorite charity.

Winning In The Margins

Welcome back to another wonderful day. What does "Winning In the Margins" mean?

From my understanding, it is find something on the side to do to earn extra money. But first I would like to ask you how you are doing on:
1) Deciding to Be Wealthy - has this thought changing process been easy for you?
2) Taking Responsibility for your Money - have you been keeping track of where it is coming from, and going?
3) Keeping a Portion of Everything you are Earning - have you started paying yourself first?

I have a full time job, but I know that there is something else out there for me that I absolutely love to do. I enjoy helping others, and seeing others succeed. Education is a great tool. For me sharing the knowledge I have with others, to make their lives better. (ie: with essential oils. Empowering them to gain knowledge of how they work, so they can make their own products instead of paying a high price for them)

To me winning in the margins is doing something that you love, make money at it, and in time you can quit your job if you so desire. But the extra money you make, can be used for whatever you desire. (retirement, vacation, pay down debt, the sky is the limit)

Most people I know have a hobby that they enjoy doing. Well, why not make money at it as well.

Check out some of these suggestions:

For photography at home: GO HERE!

To start a daycare: GO HERE!

Work from home as a Medical Transcriber: GO HERE!

Gift Basket Business: GO HERE!

This is great for moms (or dads) at home: GO HERE!

These are some ideas, have fun with it. The Internet has so many wonderful opportunities, we might as well use them.

The Law of Attraction is: what you think of, is what you create!

Inspired Law of attraction: click here

I hope that I have given you something to think about. Especially the link above on the Inspired Law of Attraction.

The little seed that you have inside of you, let it grow and flourish into a huge tree. The Millionaire Secrets are in all of us. We just need a little reminder that they are there.

Have an absolutely wonderful day, and explore ways that you can "Win in The Margins"

Until next time!

Keep A Portion of Everything you Earn

Welcome back. Keeping on with some of the Millionaire Secrets, Multiple Streams of Income, The Secret and the Law of Attraction.
I covered #1: Decide to Be Wealthy. #2: Take Responsibility for Your Money

Today I would like to share with you #3: Keep a Portion of Everything You Earn

Why do I think this is important? Have you ever seen money come in one hand, and even quicker go out the other? yep, me too. While I have been keeping track of my money (daily - monthly) I found I was spending more than 10% on JUNK! Stuff I didn't really need or want.

Recently I went to a seminar with Megan Gehlar (Money Make Overs for Women) She shared a simple formula that I would like to share with you.

She called it, "the bottom line of my system"
50% NEEDS - bills, food, gas
20% WANTS
10% TITHING
20% SAVINGS (if you have debt then give 10% savings and 10% to go to pay down debt)

This is how I applied this to my situation.
50% NEEDS - Going to bills, food, gas, household expenses
10% WANTS - This is my fun, do whatever I want to money
10% DISNEY - We are going to Disney World as a family, and this is an easy way to put money aside a little at a time. It is amazing how quickly it is adding up.
10% TITHING - I have always giving 10% of my earning to my church. I do it with a grateful heart and full of gratitude. I know that it is being put to good use. (This could also be to a favorite charity or cause that you believe in) As long as you give and with a grateful heart.
10% SAVING - This is my emergency fund, that I can later put into RRSP to continue to grow.
10% PAYING DOWN DEBT - If I have credit card balances or mortgage, this is extra money that I put down. It sure is nice seeing the balance getting smaller and smaller. If the debt is getting smaller, than my NET WORTH is getting BIGGER. (And I like that, how about you?)

Just on the subject of tithing and giving let me share a story. This is when my husband was first introduced to "Tithing". He didn't like the idea much. He worked hard for his money and didn't want to part with it.

One Sunday at church, he took his envelope to the Bishop and kind of threw it on the desk and said, "here's my tithing" and turned to leave. The Bishop replied in a kind and loving voice, "you really don't want to pay it do you?" "NO," was the reply of my husband. "Then take the envelope back, if you are not going to give it with a grateful heart, then I don't want it." With that he handed it back to my husband. He took it and left. Needless to say, after pondering what the Bishop had said to him, but the time church was over, he gave it back to the Bishop.

As with anything, be GRATEFUL that you can give, or even that you have bills to pay. I know what you're thinking. Be grateful to pay bills??? Of course. I look at it this way: If I have a mortgage, it means I have a home. I have an electricity, phone, gas bill, it means I have power that I can cook meals, light my home to see, keep warm in the winter, and able to stay in touch with family and friends. If I pay taxes, it means I have a job. You can turn it into a negative or positive. Isn't there too much negativity already in the world? What you put out there, is what you get back.

It's easy to keep a portion of everything you earn. Either have it deducted from your paycheck. Could even do envelopes or jars or boxes. I like to go to the bank, after I have broken everything down, and put it in envelopes. I am a visual person, I LIKE TO SEE IT GROW. Find what works for you. Remember, bit by bit, here a little there a little. It will grow. Millions don't happen overnight (unless you win the lottery) slow and steady wins the race !!

To find out more GO HERE

Remember: Keep a Portion of what you earn. One of the Secrets of Millionaires.
Thank you.

millionaire secrets-multiple streams of income: Millionaire Secrets - Multiple Streams of Income

millionaire secrets-multiple streams of income: Millionaire Secrets - Multiple Streams of Income

Millionaire Secrets - Multiple Streams of Income

What are the Millionaire Secrets? How can one obtain Multiple Streams of Income?

Welcome, and thank you for joining me. May this be an exciting journey for us. Most want to be wealthy, and not worry about were money is coming from for bills. (And even have some for "playing") We work and work, and seem to never get ahead. Or, just when you think you see the light at the end of the tunnel, WHAM! something comes along and puts you right back where you started, or further behind. Sound familiar? Or is this just happening to me??? Nope, didn't think so.

Life isn't a "get rich scheme" (unless you win the lottery), but we have all heard the saying, "slow and steady wins the race". For me, this seems to be working. Bit by bit I am seeing my NET WORTH increase. This is a GREAT feeling!

This is going to be an exciting journey as we explore the endless possibilities which are out there. Just waiting for us to grab and embrace. Are you ready?

First, I would like to share with you why I am here and what got me started. My life was in a rut and I wanted out. Either change my attitude or stay stuck spinning my wheels. So I'm getting out. It sure isn't easy, but, IT IS WORTH IT.

I read a book by Richard Paul Evans called "The 5 Lessons A Millionaire Taught Me". It was simple and easy to understand and it got the "thinking" juices started. I was not happy where I was. We had money coming in, BUT . . . where was it going???? Has this thought ever crossed your mind?

In a nut shell, these are the 5 Lessons:

1. Decide to be wealthy.
2. Take responsibility for your money.
3. Keep a portion of everything you earn.
4. Win in the margins.
5. Give back.

Sounds simple, doesn't it? Don't let the simpleness trick you. The simplest things usually cause us the most grief. WHY? Because it is simple and we don't think it will work.

A few years ago I was in my late 30's, three small children under the age of 10. Working 2 part-time jobs which turned into full-time. My husband also working 2 jobs, and NO money!!!! What was wrong with this picture? Ever feel like you are spinning your wheels and going nowhere FAST? Stress was taking it's toll and had me headed for somewhere I did not want to be. I decided I needed to educate myself. So, I started reading.

The above book was one of the first. I started implementing some of the principles. (I will go into each one in more detail in coming days) For now: lets just start with #1 and #2.

1. Decide to be wealthy! - Period. I made up business cards with the words, "TODAY, I DECIDE TO BE WEALTHY!" I put them all over the house where I could see them. In my wallet, so when I went to spend money this card was staring me in the face. (Sounds crazy, but it worked, I didn't want to spend) Every morning when I wake up, and throughout the day I say, "TODAY, I DECIDE TO BE WEALTHY!" (it's one thing to just say it, it has more meaning and power when you put FEELING into it.) Feel the words, and internalize them. Feel them as you are saying them, and breath slow, and deep.

2. Take Responsibility for Your Money! - Have you ever heard parents say to their children, "Take responsibility for your actions". Or maybe you have even said it once or twice. Don't feel bad, I say it to my children ALL the time. It's the same with money. It's your money, your choices. If it is leaving your hand, then at least know where it is going.

With this I did two things.

First - I started tracking daily what I was spending, where, and how much. Also keeping track of what was coming in. I've been doing this since September, and it is scary seeing where the money is flying out the window. I didn't realize how much we were spending on JUNK! Now I think twice before I spend. I asked myself if I really need it, or do I want it.

This is simple: get a piece of paper at the top write: Money Coming In, have a few slots, so any money coming in, goes in there.

Then, either down the side or across the top, write your most common expenses. IE: Bills, (I just clump all the bills in this category) Entertainment, Food, Gas, Insurance, Take Out, Savings, Misc. Then every day, I write down what I have spend under the headings. At the end of the month, I total all the columns. Then I subtract my total spending from my total earning and hopefully my earnings are greater.

This way you can track your spending and make adjustments.

Second - I started with my Net Worth. I made two columns. One for Assets and one for Liabilities.

Column One:

ASSETS: Cash on hand, checking accounts, savings accounts, any money owed you, Stocks, Bonds, GICs, etc.
FIXED ASSETS: Home, vehicles, furniture, jewellery, tools, etc.
DEFERRED ASSETS: Any RRSP.
I then totalled these all up.

Column Two:

LIABILITIES: Credit cards, Insurances, Property taxes, Lines of Credit, phone bills, energy and power bills, etc.
LONG TERM LIABILITIES: Auto loans, leases, RSP loans, mortgages, etc.
I then totalled these all up.

Then you subtract Total Liabilities from Total Assets and this . . . is your NET WORTH!

I have been so excited doing this over the past year, to see our Net Worth constantly GROW! There is just something about seeing my money grow, that gets my blood pumping.

Thank you for letting me share these simple ideas with you today. Even if you use one idea, it is worth it. We will continue on, on this journey of "Millionaire Secrets, and how to obtain Multiple Streams of Income". Also applying the "Law of Attraction" as well.

Thank you for joining me. In the mean time check out these sites, they are phenomenal.